Personal Umbrella

Unfortunately, we live in a time when people are more likely to file a lawsuit than try to work out a settlement directly. The result can often be expensive and time-consuming, even if you eventually win the lawsuit. That’s where personal umbrella insurance can help.

What is Personal Umbrella Insurance?

Umbrella insurance provides liability coverage for the wide range of situations you could find yourself in. Further, such policies also offer protection against libel, slander, and invasion of privacy lawsuits. A few of the reasons that you might consider this extra liability insurance include being a landlord, volunteering at community centers or at church, coaching children’s sports, and more. These activities can expose you to potential lawsuits, whether or not you feel you’ve done anything wrong.

An umbrella policy will help to protect your assets by offering liability coverage over and above what’s offered on your other policies. So, in this litigious age, having a personal umbrella insurance policy is just smart business.

You need a personal umbrella insurance policy if you have any of the following:

  • teenage driver(s)
  • a dog
  • a swimming pool, pond, or lake on your property

Personal umbrella insurance is also necessary to protect your assets in the event that the unthinkable happens.

At GMM Insurance, we go above and beyond to make sure our clients are well-educated. We’ll write any insurance policy, no matter how unusual it may be. To learn more about how GMM Insurance can help you, contact us today. We’ve been helping clients with their liability insurance needs since 2005.