Umbrella Insurance

You’ve worked hard to build your business, and, like any responsible business owner, you protect your company and your assets with general liability, property and worker’s compensation coverage. But when the unexpected or the unthinkable happens, will these policies be enough to keep your hard work safe?

A commercial umbrella insurance policy provides the extra layer of protection you need. Whether your company faces a lawsuit, an on-the-job accident, property damage, or another situation that’s not covered by your liability or other policies, umbrella insurance kicks in to shelter your assets from substantial loss.

How Does Umbrella Insurance Work?

Umbrella insurance complements your general liability insurance by covering costs incurred above and beyond your other policy’s limits.

For example, imagine your business is sued and found liable above the amount of coverage your current liability policy offers. So, how will you pay the difference?

A commercial umbrella insurance policy could cover the shortfall. 

  • Attorney’s fees
  • Medical expenses
  • Damages in a lawsuit or settlement
  • Damages to property or vehicles
  • Bodily injury liability

In our litigious world, business owners face risks every day, and not all of them are under your control. In fact, no matter how careful you are, the unexpected can — and all too often does — happen. However, fortunately, umbrella insurance offers a solution that protects all you’ve worked hard to build. 

You deserve the peace of mind that comes when you know your business is covered. When you need commercial umbrella insurance, GMM Insurance is here to help. In fact, we’ve been educating, serving and treating our clients like family since 2005.

So, let us design a commercial insurance policy that’s right for you! We’ll write the umbrella insurance policy that meets your company’s unique needs, no matter how weird, wacky or wild.

Contact GMM Insurance today to get started.